Hi guys, first post here: Has anyone had any experience with obtaining an FHA Loan for their primary residence as a full time real estate professional?

So now we work mainly with subs and pay significantly less for our labor.

I’ve bought 3 other STR’s, all with DSCR loans so that’s how I’d look to refi but not even sure that’s possible out of a bond for deed.

I just discovered a business loan through fund&grow that offers a zero percent interest rate for 12-16 months.

I just googled "hard money lender Fresno, CA" and about 20 options popped up.I'd spend an afternoon calling around and talking with loan officers.

We do have some student loans that would be nice to pay off and be free from.

I have closed some loans for clients located in China, Spain, and Japan thus far in 2024 and they all utilized embassy or apostille notary. 

(Make sure there’s only 1 insurance payment and the correct number of property tax payments per year depending on your area.)You can take the projected next 12 months outflows divided by 12 and add them to the loan dox you got at closing and that’s what your payments should be after you catch up.

Loan Buy Down4.

You can also consider finding a vacant building and using a construction loan to renovate it like new.Regarding the comment that the current climate to buy is bad- I"'ve been on this forum for some years- And each year someone says the climate to buy is bad.