These are very competitive keywords so you will want to really focus on keeping your quality score up near 9 or 10.

(I was working for my agent doing her book keeping and she did this for me without charging me) If the credit score is low, I tell them sorry.

You don't say what sort of credit score you have.

He successfully was getting A+ scores on all of the practice tests.

Other than Zillow, Redfin, ect.here are three that I have used  that are exclusive to the Central Valley of California.http://www.metrolistpro.com/http://www.metrolistmls.com/Merced County Board of Realtorshttp://www.mercedcounty.com/properties/I would think a master list would be nice..maybe a drop down list somewhere on the site that will give lesser known mls listings?

Yes however if you cash advance and max your card out you may lower your score 60-100 points temporarily and you may find that your score is too low to cash out refinance in which case you may not be very happy.Solution: cash advance up to 30% or less on multiple cards then buy then refinance because 30% or less on revolving accounts will not affect your FICO scores as much therefore if you have income and enough assets/reserves your qualification will not be "hindered," by your fico/credit.Hope that helps.

With a good credit score will lend 85% Ltv on investment with less overlay than many banks per the broker stated over the phone.My current financing is with palmetto citizens, Wells Fargo (loc & personal loan), and Sun Trust.

Credit score over 760...Thanks in advance

So the score so far.... 5 calls in 5 days...

Your credit score requirements increase to min 720 and the reserve requirements are 6 months for each property (including the first 1 -4 which previously did not require 6 months reserve).