I was extremely naiive at the time. 

If so, then am I satisfied enough that I would not walk away from my Ernest money and bring more dollars to closing?  

I’m not satisfied with my current PM.

I have purchased vacant home insurance before when not flipping but when getting ready for tenants, and it's generally extremely expensive, I had one policy that was about $300 a month for a SFH (we only carried it for 6 weeks and then switched to landlord.) 

They are extremely flexible and can be very be very powerful.

But to make it worth a $100k property with those few repairs is extremely rare.

It is a 14x66 - 2 bedroom, 2 bathroom home with a 12x18 3 season porch.This home is extremely clean.

I applied for my first HELOC today.It's for my house hacked property and the first step is the appraisal.I am a firm believer the some investors can be extremely annoying and demanding to others compared to home owners.

So, my knowledge is extremely limited but I will share my strategy thus far.

Vacated in credit reporting agencies eyes is it never should have been there versus satisfied means it was paid but is valid.The judgment you get for a base amount will keep accruing fees and penalties over time so when they come to settle and you work a deal you might get close to full value anyways when you were awarded the judgment years ago.