This is why the rates are higher.I hope this clarifies how DSCR loans work and why people use them even if interest rates on them are in the double digits. 

If you are trying to fund a business, hard money, even at double digit rates and a handful of points, are one of the cheapest funding sources around.

Dorraine I am a principal broker in Georgia.I read O.C.G.A as well.There is a section in there where state law gives the GREC latitude to further define rules and regulations.You can work unlicensed for a company as an employee but not if you hold a license.If you hold a license and you want to be an employee you must relenquish your license.It's in there but I would have to dig it out.So the GREC regs are what you go by.

When a product is digital, there are virtually unlimited copies of it, yet we see "buy before we run out!"

I did buy both books in hard copy and digital and have read them both.

Besides the obvious Real Estate Markets I was wondering about currencies, diplomatic relations, things of that nature.

1st two digits of the case number is year when foreclosure was filedBuy only 1st lean holders, look for banks or financial institutionsAny outstanding leans after LIS PENDANTS - disregardIF many defendants are listed - stay awayLook for expired permitsLook for code violationsLook if the taxes are paidThere are more items that are related on doing the proper due diligence, but those are some major ones. 

Happy to make everybody's digital acquaintance!

There are some small multifamily listed on the market in the Inland Empire that would provide double digit cash-on-cash returns, though.

With the oil soaked Loonie reaching a 9-year low against the USD and other marker currencies this month, the Canadian economy is stalled and may even be heading for a bit of a recession.