As for the CFPB, I can see wings being clipped, not that sure they will cut the head off, but we will see.

You nailed it on the head.

Sometimes its very depressing but keep your head up. 

If you ever know anybody heading out to Easter Idaho, feel free to reach out to us as a referral.

I had both machines paid off within the first year, only to have the dryer get ripped off by some meth-head and be forced to buy a new machine.

I don't want to get in way over my head right out the gate.

You sound like you have a good head on your shoulders.  

It's a great poem about not doing what everyone is doing.I can go on and on but I'm on my lunch break and need to head back to work.

I am in a similar situation as well, so I am familiar with many of the questions that are floating around in your head!

Here is a brief list of the planned renovations:Kitchen-Granite Countertops-Cabinets-Tile back splash-Kitchen Sink and faucet-Kitchen lighting-Stainless Steel appliancesBathroom-Vanity/sink/faucet-Shower head-Bathroom lighting-MirrorCommon areas-New front door-New interior doors-Blinds/Curtains-Wooden Laminate/VinylI have a decent amount of my own money I can use after the down-payment and closing fees.