With that said, perhaps there are some BPers out there who have other ideas for what you are trying to achieve with a different type of loan product.Hancock-Whitney (or whatever they are calling themselves nowadays) will do an 80-90% LTV HELOC. 

@Eric WilsonGreat (similar) idea.

:https://www.biggerpockets.com/forums/48/topics/549...If you have any questions, i'd be happy to chat with you and bounce ideas off each otherTae

If she wants to give money as a gift that’s fine, just do it below the gift exclusion for tax purposes, but taking a loan is probably a bad idea

You can sometimes get an idea by looking at tax account as it will show mortgage but not always. 

An idea is planning an event for any employees interested to meet about buying real estate.

Having given this idea some thought, you have not provided enjoying information for me to make a sound decision.For what it’s worth, you may have equity today, but it may be non-existent tomorrow.  

Is it a good idea to work with them?

There shouldn't be that many using the service if you pre-screen well -- I rent to the first tenant that fits my criteria, so I don't have a ton of fall-through.I do also think that checking their social media profiles and check their references as part of the application process is a good idea, as well.

Thanks Tyler, that’s a great idea!