The plumbing will be shot!

You need to put yourself in a position where YOU call the shots.

If it's shot, this will likely be your second priority, after the poly.How's the frame of the home?

He is a young 23 yrs old fellow going to a local university and has a good background check with decent credit.

That's the only way you'll get a decent deal in today's market.

no current income to report but i have decent credit (690+) and have had my company since 2019. i just created a DUNS number, and have a business credit card with capital one with a credit limit of $2000 and have an experian business risk grade of B according to NAV (NAV is like a credit karma for your business from what i understand). im trying to get this funding to jumpstart my fix and flip business any and all help is greatly appreciated thanks! 

realtor found it, he guided me as to make decent offer with market as crazy as it is.

In a hot market where buyers bid war prices to above asking, so many buyers have been shot down by the banks telling them the property appraised at significantly less than asking, got told a cash amount they needed to make up the difference, and they couldn't afford that cash requirement. 

My fiance and I started a small online retail business and so far it's doing decently well but I quickly realized it was not the route to financial freedom but more of a hobby/ nice supplemental income generator.

In fact, you may find some decent deals by putting all 3 homes (plus yours if you live in one and your car) all on the same policy.