Because I don't want to pay for someone who lies or changes their mind.I'm crystal clear about what I am looking for, so people can easily weed themselves out before paying the application fee.The tenants pay the whole fee to the website I am using. 

My Thoughts:With interest rates on the rise and the fact that I am basically breaking even on the property with no positive cashflow, I wonder if it in my best interest to sell and do a 1031 exchange into a larger multifamily that would generate positive cashflow before interest rates become to high for the numbers to make sense. 

The county websites tend to be really bad at this, but that varies a lot by county, and there are 3,142 of them, with no great list of which are good and which aren't - so just go look.

From some info I've found, I suspect that the borrower is renting out, not owner-occupying the home, and at this rate, I expect they should have good positive cash flow each month. 

Its been a crazy semester and I recently got a position with Yardi systems.

I recently had a client in this same position.

You can check the market reports here at this website to make your own opinion. https://www.bayareamarketreports.com/

This website and whole BP community is truly amazing- I've learned an incredible amount from thousands of hours spent listening to podcasts, reading posts, and audiobooks over the past few years.

Which UCC form do I need to file in order to get first position on the property?

It puts me in a much stronger position if any legal challenge ever arises, though some might argue that it's overkill.