I'll give your note to my kids .Now, I know she said that she wouldn’t be selling the lot but I won’t give up there, I’m convinced that I can present her with a solution that benefits her or hire a CPA for her that has one.   

My point is if you are looking for an alternative phone or IT solution for your real estate business I can definitely help you out..I like the computer stuff but my expertise is in Voice over IP Telephone Systems and setting up virtual phone systems.The other offer I have is I am a licensed nursery stock dealer in the state of Florida and can buy from any wholesaler in the state...currently I buy from Grandiflora in Gainesville, FL...they supply Disney, UF, Busch Gardens, etc  This is up for discussion, but I am thinking some flippers, contractors, investors, etc may have some landscaping needs from time to time so in exchange for learning, mentoring, etc we can work out a deal where I can sell to you at cost or near cost...I will share my product/cost list...I have access to over 700 items and can beat most of the big box store prices..everything is negotiable.I am currently working on finding properties to wholesale and working on a house right now to do a sandwich lease on and looking at sub2s as well.  

My intuitive solution was correct after all.

Farmers, Allstate and State Farm cannot provide the most correct insurance solution, even in CA.

He was a leased tenant so this was a perfect solution.

Finding a solution that's mutually agreeable may save you time and put more money in your pocket.

This sounds like a NOW solution to me.Let us know how it works out.

When your lone bathroom window is the one inside the shower...is there a good solution that gives privacy AND sunlight?

Buying with positive cash flow is always the best solution. 

Honestly, its a pretty simple solution --- just get another loan.