The capital that the accredited partners can bring to the table more than compensates though. 

Perhaps a robust surround system, domino table, or shot glasses and a wine cooler.

I left some money on the table being new and displaced.Thinking out loud: Home is approximately 4 miles from the beach.

I found more reading and pics from same source:https://www.bayareamarketreports.com/trend/3-recessions-2-bubbles-and-a-babAnd one excerpt (the table) from that great link Dan provided:CONVENTIONAL vs JUMBO REFI/CASHOUT vs SECOND LOANSThe consensus is that I should get what I can with a refi/cash out.  

I'm a Real Estate Agent in Missouri and the soil table in some areas is really bad and we see a lot of foundation cracks.

Turn the tables on your question for a moment.

If you’re ok with leaving money on the table for the sake of family (which is absolutely ok) then go in with that expectation.

Since you most likely did not make the transaction right on Jan 1st, you will most likely need to consult the IRS table if you want to be precise in the amount you can depreciate the first year. 

(I think in-person is probably off the table right now due to Covid??)  

Please keep in mind even though they are are not a traditional lending institution they still may go off of your credit, your income, experience, and how much capital you have have to put down towards any investment opportunity, mainly looking for how much skin in the game can you bring to the table and ability to back it up.