Take a read through IRC Sec. 164(b)(6). 

My primary was not called, and really B of A did not call my non owner HELOCS but they did shut them down!

B,C location.

Originally posted by @Scott B.

My HELOC with B of A was frozen during the financial crisis.

The property is a half rented/half live in duplex purchased last summer and is in a B/C ish neighborhood.  

There is also the SBA 7(b) Emergency Injury Disaster Loan Program. 

Also as another BP's contributor said, he isn't worried because he invests in Class B properties, as this seems to be a bigger problem in the low- income community.

Thanks for the response.It's B class 2 duplexes on same street in Cleveland OH.

Renters don't seem to care in our B neighborhood and if we sell wayyyy down the road, I don't think I'll find it worth my time or money (perhaps it will be worth it and I'll re-evaluate then?!)