in ONE year. 

@Jamie Brayton I am licensed and looking to build my own portfolio in the area!

Hi, i'm 22 years old and looking to get started in real estate.

Unless you are licensed to make these loans, you should stay away.

I’ve got 23 years done at age 42 and I’ve struggled with how to leave the “golden handcuffs” behind.

Hey Andres, I manage my 12 Detroit rentals from California.I use TenantCloud and have for years.

I'm not experienced in new build, but there have been plenty of infill construction projects over the last few years. 

Do a couple open houses to invite interested applicants and explain or ask a couple of questions or statements; rent should be 3x the rent, 3 years of rental history, 3 years of employment and no evictions.

There are definitely pros and cons to each so I figured I would just lay out a few benefits and personal thoughts: Small banks/brokerages:Pros:- Some regional knowledge of the market- Possibility of more creative lending guidelines with bank specific programs- Sometimes they have competitive rates for their areaCons: - weak balance sheet (more strict on some guidelines, no wiggle room, inability to be flexible or grant exceptions because they cannot afford to hold less than perfect loans)- Can't scale with clients to different markets- Usually limits exposure to individual investors (they don't want one investor to be too big of a portion of their balance sheet)- Lack of experience with multiple solutions (tend to have 2 or 3 loan products they sell and are too niche to provide tailored solutions)Large banks/brokerages:Pros:- Large compliance departments that understand individual market guidelines (typically each state has specific lending guidelines that augment the national baseline)- Ability to scale into multiple markets with same lender (licensed in many states)- Impossible for individual investors to "outgrow" a large bank's balance sheet (not concerned with one investor's concentration)- More lending solutions available for different scenarios- Often comparable or better rates given the game is volume basedCons:- Can be more difficult to get fast responses if the bank/brokerage does not have good follow up systems in place (or if the underwriting/processing staff gets overwhelmed)- Bad large banks can feel less like a relationship and more like a cog in a factory (less personal)Overall, I have worked from both and worked with both as a loan officer, branch manager, and as an investor/client myself. 

I personally average 1 title claim about every 3 years.. last three were   Land locked  title company missed it .. forged deed title company paid it promptly..