Then the purchaser has 10 days from the acceptance date or 3 days from receiving an inspection report (whichever happens sooner) to provide written notice of disapproved items, after which, seller may request a copy of inspection reports supporting the claim of disapproved items .

Whichever way can get me the best start in my REI career is what I'm looking for.

1.Owner first and last name.2.Do you have a cell phone?

But if they are seeking to hold a property for any length of time and want their cash investment back there are some important rules to understand with conventional loan:If you buy a property with cash (or with a HELOC) you can receive a cash out loan on Day 1.There is not a 6 month waiting period with receiving a cash out loan if you purchased a home with cash or with a HELOCBUT you will be limited to the amount of….Your purchase price + closing costs (costs when you purchased the home)OR75% of the “After Repair Value”…WHICHEVER IS THE LOWER AMOUNT (super important)These rules are important to understand so here are two examples:Example 1: If you purchased a home with $50k of cash, and put $30k of renovations into the loan, and the home was worth $100k. 75% is $75k and $50k is your purchase price.

After that I slammed every nickel I could get my hands on toward paying of my mortgages, STARTING WITH THE LOWEST BALANCE, not necessarily the highest interest rate.I also did without things that a lot of people thought were absolutely NECESSARY; things like new cars, cable TV, the latest and greatest electronic thingies like big screens, walkmans, funny ringtones on my cell phone (I didn't have a cell phone until '95) and crap like that.

My goal for the next few properties at least is cash flow, hopefully creating some equity through brrrr as well.I plan to work on building a team in whichever area I decide on.

The bank will take purchase price (+rehab sometimes) OR appraisal whichever is lower.Then you have the fact that you A) pay closing costs 2x and B) still capped at 75-80% LTV .... plus rehab costs.and  FHA is owner occupant..... so that won't work. 

But, I am guessing that when people move they take their cell phones, tablets, desktop computers and they still check their emails, providing they are not on their deathbed or insane.Just imagine this:DIRECT MAILYou want to send 3 direct mail pieces to 20,000 property owners.Out of 20,000 property owners 18,000 will get out of their foreclosure.20,000 x 3 = 60,000 x 80 cents each = $24,000EMAILSend 60,000 emails20,000 email addresses x 3 cents = $600  THAT IS ALL YOU PAY TO SEND 60,000 emails.Now, you cannot get the email address for every property owner.

It's a seller's market and getting deals is harder now, so you want to make it easy for anyone getting your letters to reach you, whichever way they choose. 

Whichever works for them.