I will only be receiving GI Bill money because I can't get a job yet, GI Bill money cannot be used for a mortgage because it's not considered income, so I will have to find a place with owner financing or lease options...

You'd be amazed how many times the attorney receives it after it has expired.

House turned out great and you deserve the rewards you received. 

3) Are there ways to invest my money and receive tax free income?

Currently I am being required to have %20 down to receive financing

I do have the property listed "As Is" but have only received offers for about half the listing price.

.): https://share.shutterfly.com/share/received/welcom...Only after picture I could find:

Your investor can either invest directly into your company (exchanging IRA funds for a percentage of ownership in your company) or can loan IRA funds to your company (unsecured promissory note or secured either by shares of your company or the underlying piece of real estate).Any IRA custodian, including PENSCO, will do a full pre-investment review, and will have a checklist of documents they need to receive and review prior to funding the investment.  

I am seeking some current Miami-Dade investor feedback on average cash flows per unit being received from 2-4 unit properties in the area.Looking forward to the feedback!

Of course, the more the merrier in reserves, but anything over 6 months is excessive IMO and reduces your ability to take on new projects.A common mistake I see is buyers not putting the tax credit they received at closing into reserves.