Interest rates are very low, probably around 4.5% if its a second lien position.  

I'm reinvesting the positive cash flow back to my investment at the moment.

Spring Valley is a great bankA primary residence?  

I'm looking for a bank or credit union that does 90 LTV or higher fixed rate home equity loan for my primary in San Jose, ca.  

Greetings All,I have a Single Family Home that was once my primary residence, had home owners insurance on it.I moved out of the SFH and I am now renting it out.  

Some banks will do credit lines on investment properties, most will only do HELOCs on primary residences. 

My rationale is that if we don't like the area/job/etc, I still have a vacation rental I can use to generate some income while we decide the next area to claim as the primary residence.I also have the flexibility of purchasing more properties in CT, which I know better, and skipping the vacation market altogether in FL and sticking to just residential non vacation rentals in Orlando.

FHA means it was a primary residence.

Try to position yourself as a leader in your local market.  

Currently, I've only heard positive feedback from Huntington Bank (although I haven't actually gone forward with them yet).