* Rental A: 235k Equity (Market: 440k) Mort Rate: 2.5%* Rental B: 140k Equity (Market: 210k) Mort Rate: 4.0%* Rental C: 130k Equity (Market: 200k) Mort Rate: 4.0%* Rental D: 75k Equity (Market: 150k) Mort Rate: 3.625%* Rental E: 100k Equity (Market: 200k) Mort Rate: 3.25%FYI  these are my mortgage rates for the loans on the properties.

You're being a bit short sighted in a long-term game. $200/month net cash flow today is an 8% CoC return in the scenario you described.

Besides looking for other private lenders, you could also look to try and sell some of the loans you have to recapitalize your money. 

Considering them for a hard money loan on a flip.  

as long as you don't need the income to qualify for the primary loan, you're fine. 

All in for $320,000 have a loan against it for $375,000 and worth $650,000.

Lenders:Several lenders offer investment property loans in Columbus:- LendingOne: Provides short-term mortgage loans for property purchases, refinancing, and rehabs- Longhorn Investments: Offers hard money loans for Columbus real estate investors- Longleaf Lending: Provides 30-year rental loans for long-term rental property investmentsFor BRRRR and fix-and-flip strategies, consider hard money lenders.

Eventually, I’d like to get into long-term rentals (out of state) and short-term rentals (both in and out of state).Besides real estate, I’m really into outdoor activities like surfing, mountain biking, kitesurfing, snowboarding, skateboarding, and rock climbing.

DSCR lenders would likely consider that income, but you'll get much less favorable terms, so in many cases, it defeats the purpose. 

Roseville and Rocklin are great areas for long-term stability and growth, but the prices are quite high and the rents are LOW, and they're not friendly in terms of regulations for STR.