Therein lies the problem.

They are lying to you already.

I definitely wouldn't lie about owner occupying -- that's way too easy to verify.You'll need to look into starting your own management company. 

We can’t find the original lease from 6 yrs ago (although she has been lying every month for this time).

Well, I’d be lying if I told you that I have any of this at all figured out, however, I can share with you some strategies that I have found to be very effective and extremely important if you plan to up your productivity game.DeloadingThe term deloading comes from The 4-Hour Workweek by Tim Ferriss.

If something happens the tenant will sue you and try to make you look like a coersive cheapskate, even if it involves lying.

As we know, inflation has increased in all aspects except for the COSTCO ROTISSERIE CHICKEN.

--(1) it was assumed in 2012 by buyer-2 from buyer-1 at $110,000.(2) the contract was unclear chicken scratch changes rather than going through a title company to either renew or revise the agreement that shows who it was assumed from/buyer-1  to  buyer-2(3) an escrow service company was not used on the transaction for payment disbursements to be properly recorded, potential mismanagement of fund disbursements.(4) buyer-2 paid property taxes direct to the county, which should have gone through escrow service had this been done right. (5) back taxes as of 10/31/2021 $9,125 due to lack of escrow service, potential mismanagement of fund disbursements.(6) there is no paydown amortization table for the deal so I had to recreate it for everyone to figure out the payout balance from the time it was assumed in 2012 to 2022, which is at $95,000 using an online bank amortization calculator.(7) buyer-2 made $23,000 overpayments to principal direct to 3 different bank accounts for the owner/family since there is no escrow service company ($23,000 overpayment to principal implied, factored in buyout offer/term from my company as investor since there is no paydown records from owner (8) 95,000-23,0000 overpayment of buyer-2 = 72,000 is the buyout amount I am presenting in purchase agreement plus concession to pay the back taxes and closing fees.(9) I would be the investor assuming the note for buyer-2 and enter into a new seller financing agreement with my company at $70,000-$75,000

Long story short, my soon to be ex brother in law claimed to have known what he was doing with rehab / plumbing work and it was a lie.

Many of those deals came from connections from me performing on flips that an otherwise newbie wholesaler would not have had access to.It also helped having that experience to nail the numbers instead of the typical shot in the dark guess on rehab numbers and exit values (or straight out lies in many cases).Lastly, wholesaling is NOT RE investing, it is a marketing business.