Or in other words if your ROI is higher than the amount you borrowed (Borrow at 5% to make a 10% ROI) your net worth will always be bigger in the end.However, If you are in need of cashflow now, then constantly leveraging is going to kick the 'cash flow' can down the road even further and may work against your goals.Also leverage only works if you are actually getting the returns you need so it is higher risk. 

You can also go a step further with a commercial umbrella policy if your net worth calls for it.I tend to be more worried that rates will spike, sending cap rates much higher and valuations much lower. 

Hi Bigger PocketsI really enjoy reading the forum, blog, as well as BP books by Brandon Turner and Trench. 

I’ve been following the Bigger Pockets movement for a few months now and I’m getting closer and closer to making my leap into real estate.

I use SmartMove through Bigger Pockets here to do the credit/background checks.

Cap Imp vs Repair Expense IRSI'm in the middle of doing some 2017 tax crunching last minute so of course I am on Bigger Pockets forum instead of finishing up my taxes :-)Anyways here's a useful tip on Cap Improvement vs Repair ExpensesMy strategy has always been to increase regular maintenance, repairs (Repair Costs) and spread out costs over time instead of the hands off approach to defer maintenance into larger Capital Improvement expenses. 

I have lurked and read almost everything thing on wholesaling and the Atlanta market that is on Bigger Pockets. 

I have been lurking for a while and have read everything I can get my hands on about wholesaling and the Atlanta market (most things coming from Bigger Pockets.My plan is like most. 

Craig CoppolaCrushing It In Commercial Real Estate by Brian Murray Confessions of a Real Estate Entrepreneur by James A RandelCommercial Mortgages 101 by Michael ReinhardThe Bigger Pockets Podcast by Joshua Dorkin and Brandon TurnerThe Bigger Pockets Forums by The Bigger Pockets Community----My Short Term Plan is to amass a real estate portfolio of 30-Units In 5 years(24 years old now, 30 by 30).

Property taxes usually run around $1,300 annually per $100k assessed property in bigger cities like Charlotte, $700 for smaller counties.