Quick turnaround and nice (forced) appreciation.

By definition its external forces pushing on you, that you can't bear the weight of.Instead, try to create a long term plan that allows you to move as you like, live where you want to live, on your terms. 

TRID is more geared towards fair lending and forces the lender to disclose every fee to the buyer.

That is more expensive than 90K mortgaged at 5% therefor you are losing money by psychologically forcing positive cash flow by turning a blind eye.You operate your business as you see fit, it is best to consider appreciation as only being theoretical, aside from the impact on property taxes, and since you can not spend it it only exists when you pull it out or sell.

In this case Tenant laws in the State of Florida force the landlord to return 100% of your security deposit.

I've stopped trying to force her to hear about some part of it that she's not interested in.  

So you don't have to wait for the fund to be open and it will dynamically create a portfolio for you from their existing portfolio of loans.On the downside, on last check more than 50% of the portfolio seems to be above 75% loan-to-value (because they are forced to take what's only available on the crowdfunding platforms, and don't originate their own loans).

I don't know much about Sioux Falls, but I've been in the Springs and Denver for the last 11 years through my time at the Air Force Academy and the 3 Air Force Bases.  

Tip 1: Buy "forced" equity (ie. bargains) each time.

So, in this instance, the low CAP rate was your friend and you added $100,000 more in forced appreciation than you did with the higher CAP.