While there are very strong opinions about the Baby Steps, they allowed us to pay down our debt, increase our savings, and give like crazy to the causes we care about most.

@Mike Olszewski Leaving the state is just personal preference.Helocs from what I have seen was one of the top causes of the housing crisis in 2007.The road I went down ten years ago, getting my head cut off, is what I'm trying  to prevent you from experience the same hardships I went through.What I have been sayin on this thread isn't an awnser people like to hear but it's the truth that's all.Whatever you decide to do its your money and your properties, nothing but good fortune and good times is all I wish you, merry Christmas.

Even if they’re interested and you push a little too hard it can cause burn out and possibly resentment.

If not done well can cause ongoing problems. 

The plumber should be able to write a couple sentences describing what they found and what they determined the cause to be. 

Any of those expenses could wipe out cash flow and cause negative reviews.

Because of the ice buildup, I was considering it as a risk factor because even though it is 25 feet long  (maybe close to 35 feet), its very steep and if the tenant is not very careful then it becomes a situation where they may cause or get into an accident while driving down the driveway onto the road.

@Brad Larsen would you share what reasons caused you to switch to Appfolio?

I had to look into a different policy for my own coverage (CBIZ) and I feel that this would cause some owners some issues...

Make sure your tenants are making other arrangements, either on their own or through the Red Cross (their Renter's insurance should provide them lodging, and, if they caused the fire, might handle some/all of the restoration).