I'm wondering if there are any loans with the same terms out there with only 10-15% down anymore or am I wasting my time.

Don't waste time and energy striving for perfect.

Additionally, Second lenders often will not discuss any approvals with you until you demonstrate approval from the First, wasting months of time.

It was during this trip, that I first noticed I hadpicked up a load of hitchhiker fleas, as I noticed them on my arm and began noticing them jumping around on me in the rental car(yikes!!)

The last thing you want is an adjustable you cannot afford and all the sudden be another foreclosure.I believe Cash is King and dormant equity is wasted time.

I havent collected a dime on any judgement I have had in last 20 years,,,I quit doing them wasting my time money and brain power.First of all you have to have a valid address and place of employment before the sherrif will even atempt to serve summons in first place,,,if they move out of area not worth the hassle.

A friend loaned me her sofa, chair, foot stool, end table, lamps, her body, and 2 kids to load it and unload it and move it in!

What a waste of time and effort.Any advice .

At any rate, this is a crack up.By the way Andrew and Curt, I believe it to be a sin to waste beer on the floor, so I will just drink the rest of mine.SALUTE!

This was 2 or 3 days after he signed the agreement and dropped off the check.My attorney told me it would be a waste of time to attempt to get anything out of it.