I will typically market a home 90 days in advance using all possible sources and start showing the property in its current condition.

Big banks typically will not answer your call past office hours or on the weekends.

At a minimum, Rich Dad Poor Dad is typically the first book any investor reads.

The are typically glad to walk you through your situation before had rather than deal with appeals later.

Should be no surprise that they typically get a terrible response rate. 

8-12% and typically depends on experience, DTI, etc.

Is that typical or should we keep looking for another bank?

It is typically better to just form the LLC in the state where you are doing business to avoid that.

If the latter, how is this typically handled with respect to escrow?

Has anyone experimented with direct mail to Multi-family apartment owners as to which has a better response rate: typical yellow letter simple postcards or more formal appearing letters?