Buying a personal home, in my opinion, is not a smart way to use your debt to income ratio.

What I like about Fresno is that the crime rate is slowly going down[1], that its a large city with potential for opportunity, that the city is investing in cleaning up the downtown Fresno area through a revitalization program[2])What I would hope for with the bullet train from Fresno-Bakersfields is new job and growth opportunities in both cities through more mobility, which would eventually translate into more real estate opportunities.I agree that the parts of the plan they took out which would have connected Central Valley with San Francisco and LA would have brought the most opportunity, but I am somewhat hopeful that if they show some progress and ROI in the reduced scope, that the other plans could get picked back up at some point.[1]https://abc30.com/fresno-crime-rates-drop/3599901/[2]https://revitalization.org/article/fresno-ca-shifts-decades-dumb-sprawl-smart-downtown-revitalization/

The info I am trying to give comes from working with some really smart people and doing a lot of deals.  

If you plan to make an offer well below the list price, it will be smart for you to be able to substantiate your offer.  

The smart people call it Fool's Gold let me retitle your thread as Airbnb subleasing failure in San Antonio?

Plus you are protecting yourself, which is always smart.

Don’t give her special treatment(that means don’t give in) and tell her if she’d like to request to do these upgrades herself(installing a nest or smart thermostat isn’t hard) she can pay for it but if she takes it when she leaves she needs to restore the house back to normal.

I think it's smart to develope a Modern Business Model, that leverages technology and be the agent that out performs!  

Why do some really rich (and smart) people are tight lipped about their personal finances...To me Financially Independent is just a garbage term, that I wish would have never been coined, as it tries to portray those who have succeeded into some mythical superheroes from comic books. 

While analysis paralysis is defiantly a concern, looking at data and drawing conclusions while also actively looking for properties/markets to invest in is smart.