But keeping a daytime job when to answer calls and show the property during regular business hours is not a great idea plus complete lack of previous renting experience make me think that  hiring an agent is better solution.  

Some mortgage banks that are portfolio lenders will move stuff from time to time but you've got to follow up with them on a regular basis.  

Would those show up on MF listings or as a regular house?

Why don't you just use a regular tenant screening service?

It's the hoop jumping with regular banks that's got,me thinking short term money with HMLs until I can find true private money.Do you think HMLs would collateralize my house?

For me personally i have preferred the route of owning more real estate through leverage then owning it outright.  

Historically, I've been investing in low income, inexpensive houses because they're affordable enough that I can buy them with regularity and they provide strong cash flow.  

Still feel I don't really have all the information to make a fully informed decision on the seller finance route.

:)Do you have contractors you regularly work with such that you got some serious preferred pricing?  

I've been very busy this year and was never extremely active on the forums, but I have been an avid reader on the site and a regular Podcast listener.