Thanks for the response. 

@Brandon Miller thank you for the quick response and PM!

You response has definitely given me a lot to think about moving forward.

I would have her sign an addendum stating you are letting her out of her lease however she is responsible for rent until you find a viable replacement.

@Kalen Mills from what I recall TLO has requirements that you must meet to use them ie: be able to prove your in some certain industry that uses this data for a purpose other than trying to find motivated sellers etc.

It's my understanding that tenant A is responsible for payment if tenant B does not pay and that gives you more leverage to collect if necessary.

Is the purpose of the refinance to re-evaluate the homes appraised value and leverage against it for another flip the a HELOC OR home equity loan?

Land Trusts are generally thought of as being used for estate planning purposes and *should* not trigger Due on Sale clauses. 

Thanks again for the responses.   

It all depends on how we're qualifying for the loan -- are we in a position to be able to provide tax returns and income for the purposes of qualifying?