:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hi Emanuela,You could consider doing a HELOC but I would say that's only up until the amount where the rent covers the full payment and then some.

I've talked to a few agents in Memphis, and the impression is that vacancies are up, rents are down, but prices ARE NOT trending down? 

And when you market your home for rent...if the other properties are at the same price but look better than yours...that means they will rent first. 

Feels like Partial 1031 Exchange would also be an opportunity, correct me if I'm wrong @Dave Foster, if you continue to rent out the property after the sale. 

Also what is the market rent there?

Because they have a TON of equity and their mortgage is cheaper than rent and they have no alternativesBK filings will be off the charts the next 2 years and foreclosures will increase but as noted calling a bank is a complete waste of time as they also use 3rd party asset management companies and will not give you time of day.

My wife and I own a vacation home in Texas and are renting in our primary residence.

Market rent 2500/month.

However, the median price per square foot grew by 3.8%, indicating that the inventory of smaller and more affordable homes has grown in share.Homes spent 44 days on the market, which is one day more than last year but eight days shorter than before the COVID-19 pandemic.According to the Realtor.com® May housing data, the market cooled a bit as mortgage rates went up in April and May due to stubborn inflation.