Originally posted by @Michael P.:7 ft may be legal but sounds awful to live in.

Originally posted by @Russell Brazil:Its typically about a $20k job in a typical size row house. 

The last post I did here in BP brought me SO much knowledge and wonderful people who have extended a hand to me.

@logan Hassinger, can u tell me more about these products?  

I will say though we kind of built the right product for this market cycle.. big single levels with 3 car garages catering to the empty nester and down sizer we get buyers coming in off their small oregon hobby farm .. our first time move up buyer did slow a ton but we have sold to families as well just not like it was pre interest rate spike.. our other folks are either paying cash or borrowing very little so interest rates are not affecting them.

In your post you even alluded to the lack of time you have, and suspect as a physician you won't be changing careers and availability will continue to be an isuse. 

If the plan is to stay with a commercial loan, the construction finance and permanent loan can be one product, with typically a 12 month interest only period during construction, then rolling into a principle and interest payment afterwards. 

Gotta give a 1 up to @Evan Polaski here, the idea that commercial loans and products in general have a ton to do with borrower risk and lender relationships is a big variable. 

I'll see if I can post of the current build.

If you don't know real estate, this would be the same for  you if you just want to invest, not wanting to do the work nor learn nor wanting to do option 1. excellent post Ke Nan, couldn't agree more, and Chris, if y'all are working full time, then may be most efficient to maximize your W2 earnings as you are, then plough the savings into Real Estate syndications to get many of the same tax benefits you would get from direct real estate ownership but without all the time investment of dealing with tenants/toilets/and termites etc.