I have really liked this strategy, as owner occupied loans get the best terms and can get a nicer portfolio with less cash down and lower interest rates.

Let that be your first endeavor- let it occupy the desire you have to invest, for the near future.

Since you are owner occupying the property, the loan underwriter is likely going to want to see the leases to ensure you can occupy.

Hello,I currently own one house in Arizona which is my primary residence but also an owner-occupied rental (I rent out 2 rooms).I began construction on my second house in AZ which will be my primary residence.

Hi @Lindsey BassWhat comes to mind is a VA loan, but only for owner occupied.

One unit is occupied with nice tenant that's wanting to stay.

You can always move in at purchase, then rent out the unit later when you purchase your next "owner-occupy".

However, I just started putting in offers on multifamily homes, and mortgage brokers have stated that for owner-occupied duplexes there is a 15% minimum down payment while for tri and four-plexes there is a minimum of 25% down.

We did an SBA owner occupied commercial loan.

Plan on having all 3 units occupied by early 2022, Will refi-cash out and buy some more property and pay down some debt.