As Frank mentioned, you will occasionally get an appraiser that is having a bad day.  

Occasionally I will update the windows or replace a roof.  

We occasionally discuss this in the BP Questions forum.

Many who are just fine but also the occasional partier, parking multiple cars in the street in front of your house and staying up late creating noise?

I've purchased from wholesalers and the occasional deal off MLS, though they are becoming more rare.

Call and call and call and call...and network occasionally.3. 

I've found lately most tenants have their own stove and fridge, but still have the occasional request for them.

I called and questioned my mortgage specialist on this matter, and he immediately got defensive and told me he doesn't want to "debate" about it and threatened that I'm going to delay my settlement if I don't just dish out the money.I told him I wanted some documentation on the consulting process - which he IS saying is a homepath guideline.

Thank You  It sounds like you did a self-test and since there is definitely mold everywhere on this planet every Petri dish will collect mold.Stachybotrys , the so-called black mold, has a very definitive look on walls inside a house.

You'll want a healthy reserve fund so you can cover those occasional extraordinary expenses that always come with investment property.