Here is my financial situation:I have 3 credit cards: (owe/limit) Chase Sapphire: 4.5k/5k      monthly payment= $120Citi Platinum Select: 4.8k/5k   monthly payment= $115Amex Green: 0/no limit (charge card)Total I owe: 9.3K/10k Income (after tax) = 2k/month. - expenses = 1k (not including CC payments)Credit score is = 670sTo be able to purchase a Homepath property you need to put at least 10% down which would be about 5k if purchasing a 50k SFR.Do you recommend paying down both my credit card balances to $0 or can I pay it down until they reach 30% utilization?

We (Build It Green) are trying to figure out the best way to let contractors (in California) know about the programs available to them.  

Took a few google earth walks around to see some green while watching the rain here.

So one of the worst places in the floor I tore up and it had some green and black mold on the bottom of the flooring and some on the sub floor, but the floor was dry. 

NH isn't any kind of landlord paradise but relatively speaking it is much better to be a LL up there.Other factor is where do you actually live?  

The green ones are junk. if you want some brownie points with your locality, send the gutter water to a rain garden

And I'm still green myself.

I hired a plumber who ended up taking me to the cleaners because I was green and didnt know better.

You could keep your yard green and it cost you $0.00 

Green to buy or not and Why ?