But, I've tried accessing BP with different browsers, and when my computer was cold and fresh, and it's just slowwww! 

In their cases, I got proof they were students in good standing.As mentioned, though, you could get a person recently moved to the US for a job with a fresh SS#, so you have no way of knowing if they'll be a good tenant, because they will have no credit history yet.  

Then you wouldn't have ticked them off by insinuating that they might be liars.I would tell them you want 2 years of tax returns, and a fresh credit report, just like a bank would require.

I will be starting fresh with my duplex and screening my own tenant.

Obviously exceptions are made, but i would take the opportunity to cut ties and rent @ market value with a fresh face."

If this becomes a DIY job, @Jim Adrian, would I just lay the rolls perpendicular across the existing insulation or remove the existing stuff and start fresh?

Makes the unit look and smell nice and fresh for the next tenant.  

We also put out fresh flowers and a high end chocolate bar on each pillow. 

File bankruptcy, if you have to, and start fresh.  

Unfortunately, from my experience, if you did this, you'd then notice the new shoes she's wearing, or a fresh tattoo, or an expensive manicure, or new tires on the truck, or they'd blubber thanks without thinking like, "Oh man, you are a lifesaver.