Then, ask for them to credit off the price.

Should the earnest and option money get reimbursed to me at closing or does it get credited to the end buyer?

@Stan ThampiThese were the qualifications that we messaged people before they came out to look at the unit:Have a credit score of 600+Have no prior evictionsHave no felonies within the last 7 yearsHousehold gross income greater than 3x the rentAnd then when they wanted to apply, we had them go through Zillow.

And the loans would show up on the credit pull.

What's better a higher amount of line of credit or a lower interest rate?

I would not necessarily give credit for the rent already paid on the furniture because it took time and effort to procure the furnishings and it was a convenience for your tenant.

Basically I'll be credited $5k next year and now finding out it's going happen next year in 2019.

Also, that criteria will miss some people that actually do have equity - the most common case being people having unused home equity credit lines (HELOC), as the computer model has no idea what the current balance is, and many are zero, but the computer models assume the worst case that the credit line is maxed.Hope that helps.

I was able to get that in Dayton Ohio on a portfolio of 13 doors from a local credit union.

Accept credit scores down to 5002.