Real estate is local, but in my area we're seeing homes stay on the market much longer, sellers willing to negotiate and concede things, and a slight decrease in home values.Also keep in mind a few years ago when all an agent needed to do was list a property to get a bidding war going every agent looked like an experienced pro.

Is there anything I can do to decrease this amount?

I'm curious if Eureka's crime and squalor issues have been increasing or decreasing of the past couple of years.

Conventional rates will stay where they are throughout 2023, or maybe decrease slightly.

It'll just decrease your monthly cashflow and it'll sit around doing nothing.

At first, this is mostly done by connecting people that you have met until you build the knowledge muscle to help some people out all on your own.For example, you might find out that two people at the same meetup (or different meetups) can help each other out.

I am in TX, and the market I am looking to buy in, the median home value has decreased by 3%. 

San Diego has recently seen a significant increase in values along with a decrease in inventory.

You might learn just as much, develop a relationship, and decrease the risk of your first one. 

Owning a future rental property for low down and decreasing my living expenses made house hacking a no brainer.