For all intents and purposes, marketing "pre-delinquent" accounts is targeting ALL of the homeowners who WILL go delinquent, and SOME of the homeowners who will pay their tax bill just before the deadline.The advantage is being first out of the gate.

I compared everything to it.  

It might be different in your market but in a lot of places there are just more people moving in the summer, so you would have a larger tenant pool to choose from, compared to the winter when fewer people are moving. 

Just wanted to say Hi to all.I keep hearing about the opportunity to use private lenders vs hard money lenders for the purpose of fix and flips but it all seems to be hoops, red tape and flub (from other sites)...

You can start working with your bank and compare their services with other lenders. 

You will not like the interest rate, however, as the investment property interest rate 'hit' is doubled compared to the standard 25% down.

I wrote the above for informational purposes.

I wrote the above for informational purposes.

I'm not saying someone could not do a total rehab for $12K, depending on what all it needed and as you said some work was already done, but I just need to know if that was hired out or "donated" labor so when I'm comparing my numbers I know how to adjust.   

An exception would be if the A/C or furnace had a specialized purpose such as in a climate controlled self storage facility or a restaurant walk-in freezer.