Based on my short experience I see  Home loans as a much cheaper alternative when compared to private money loans but of course they have a lot more hoops to jump through.

I hate allstate for this same reasonI switched to statefarm, they keep all in-house and it's much better for consolidation (and for me they were cheaper as well)

Tenant paid most of the mortgage and I had to kick in the remainder but it was cheaper than what I had been paying for rent.

I currently live in Seattle but am planning a move in the next few months to get into a cheaper area (with less earthquake risk :) ).Does anyone have any suggestions for a realtor that can show me a couple areas in Spokane?

Cheaper and better

However, I think what I meant to infer is that I am assuming closing on a cash purchase is much cheaper than closing with a conventional loan?

I had enough money to purchase a cheaper house and to do some renovations.

Hey, guys, I'm want to do brrr , but I don't have any money, I found a private investor that wants 10% rate is there any other option cheaper?

Even if grants didn't pay for it all, it's cheaper for those two years.NEVER let anyone stop you from getting a college education. 

But if it's high with a lot of hips and valleys, spending more for a more durable, easier to maintain roof may be cheap(er) insurance against costly and difficult repairs in the future.