As a result it cannot be removed in one piece.I can chop it in half with a saw but I don't know what to do about the refrigerant and I don't want to run afoul of any regulations on releasing refrigerant.Has anyone solved this problem before?

They released any of the guidelines, rate adders, or any type of pricing information so don't go crazy trying to figure this out quite yet. 

Anything that the brokers are not able to release?

She is the owner of record.When asked if she was aware of any back taxes, she mentioned not being anymore than a year because if she doesn't pay them, Habitat does.Any body ever deal with a Habitat home?  

@Craig Fithian  you get this change also:NOTICE of UPCOMING FANNIE MAE change: With Fannie Mae set to release DU 9.2 on 12-13-2014, we wanted to remind our clients that Fannie has reduced the maximum LTV on Cash-Out Refinances.

Can you get them to sign an auth for release of info? 

First off, Coldwell Banker isn't even a bank .. they are a real estate brokerage.Secondly, it doesn't matter who gives you the loan, it will be a mortgage on the property, which means it's not Free and Clear until they are paid off in full and release their lien.

If so I would think they might have the ability to release it via a bill of sale.

But perhaps, the existing mortgage was a LOC, or it was Modified, which would mean the previous mortgage wasn't released, but the new higher amount would be to be contested.  

If you want to buy one of these, I will release you from this agreement, with no penalties.