Through conventional loan with a local lender at 5% downpayment, financed with LLC income.

I've used NSS lending as a broker before and completed one loan with Loan Source LLC.   

I am a union electrician and due to how jobs are getting a loan is a bit of an issue.

We have two new construction projects getting ready to break ground, 2 cash out delayed financing loans in process, and almost at the end of our first debt cycle, getting ready to emerge into the next phase of our growth stage.

DSCR loan options will qualify you based on the market rent for the property - this can be helpful if you can support projected rent above the mortgage payment.

If someone pairs this with a VA or FHA loan product they can play this game with low or no money down. 

If so, what type of loan is used?

Even though the manufactured house is pretty much completely updated... the manufactured house was made before 1976 so no buyer can get a loan.

A few questions that may help everyone in the forum offer more targeted advice:What is the 67k "non-mortgage debt" is it from a credit card or student loans, what is the interest?

However, the bank indicated they cannot finance the 6-unit property and I would need a commercial loan for it.