Your agent/broker is likely tied to a realtor's association and if he isn't he's still being governed by the Nebraska Real Estate Commission.

Between mortgage forbearance, low interest rates and government stimulus, this economy (housing included) has benefited from artificial stimulus.

But the government came in several years ago and built very nice low income housing units near downtown, but that hasn't seemed to help either.

The US has gone through tremendous turmoil so far this year, with a response to COVID-19 that included unprecedented widespread government-mandated economic shutdowns, followed by a combination of powerful protests, riots, and looting.

I view ownership of physical gold and silver as insurance against a catastrophic failure of government-- Just like a supply of canned foods are insurance against failure of the food supply chain.

It's also super stable from all the government opportunities. 

I know every state is different, so you have to judge based on your local court system and government.   

The ones who are not, don't care what the government tells them to do. 

You might get a much lower rate and then you could possibly defer the owed money to the end of the loanI am assuming that cares act and government will step in and force them too.

If it is government funded I would do additional research.