Collect lessons learned, establish business processes and start to snowball this.   

I spoke with the current employer and the applicant received positive feedback.So my question is how do you guys deal with a situation where an applicant looks good on all aspects of the application, but they are moving to a new area and haven't yet established employment?  

What my gf and I will be doing is buying a SFH in order to establish roots.

Bigger more established lenders will have the insurance and taxes paid at closing ,  you will see this on the HUD or closing statement.

In no particular order, here are the worst 5 reasons given to us for needing a commercial real estate hard money loan5 - Bank foreclosing - was unable to make payments to due to gambling addiction4 - Need cash out to pay off Mexican police to release son from prison3 - Need cash out to buy Ferrari for 23 year old Russian girlfriend2 - Bank foreclosing because charged with homicide of loan officerAnd my all time favorite1 - To get as much cash out of properties before filing for bankruptcyYou can't make this stuff up!

After addressing the logistics of establishing asset protection for investors, business owners, and entrepreneurs, Broadley revealed some shocking details about failing to adequately and appropriately As Broadley observed, lawsuits are, at the heart, all about money.

Not saying buying at the right time and gaining appreciation wouldn't be great, your still just gambling on an appreciating market.

This is the confusing part because there are rules like work history, established credit history, sourcing of the down payment, the list goes on.

You can establish an IRA with a qualified custodian, transfer your 401(k) money at the former employer over to the new account (don't do a 60-day rollover, do a direct trustee to custodian transfer), and then instruct them to make the investment.  

In any case, in places where rent control applies like in Jersey City and Newark there are limits, and even in your building/unit is not impacted by rent control, a judge is likely to frown upon fees that deviate radically from those established by the local rent control ordinance.