I know private money could possible work

For their part the Federal Reserve is starting to think about maybe likely possibly coulda shoulda perhaps cut rates.

There's no way to answer that without knowing how your entire financial picture looks. $5k/mo to some on here is all they make, $5k/mo for some on here is just a rounding error in net income.My advice, in general, would not be to sell to get a cash flow positive place only but also to sell & buy into a less cash flow money pit.

Since you've got the cash ready, maybe look into areas a bit further out where your money could go further, or possibly look to partner with somebody who has some experience and is short on capital. 

Insights, networking possibilities, and mentorship may be obtained from this practical experience.Remain Proactive: It takes time and effort to build a network, so be proactive and persistent in your networking endeavors.

Looking for possible loan options for repairs

The "Smart Money" got the lowest rate possible ( floating) and everybody's Grandma got a fixed rate. 

But it does sound like they aren't taking natural wear and tear into account and are possibly going way overboard. 

This practical experience can offer insightful information, networking possibilities, and mentoring.Attend Workshops or Seminars on Real Estate: Seek out workshops, seminars, or educational events on real estate that are being held by nearby organizations or investing clubs.

I recently had a conversation with a mentor who mentioned the possibility of getting my real estate license to become a part time realtor if I were to get a 9-5 job since I plan on buying some personal real estate investments soon.