If it is bad then I wont do it.

However, with the trend of Fort Collins turning into a busy busy city, I bet down the road, it wont be much of an issue.   

Below $150K, I tend to get more renters who usually don't buy and above $250K, my cashflow starts to suffer.3. 

Just because a lender says no cost doesnt mean you wont bring in anything to closing.

I am just starting out and have suffered in the past from analysis paralysis.

You want to get as much as possible but if you charge too much, the deal wont make sense to the end buyer.

Plus you wont be on the selling/vacant block for long.

But then I see a lot of stick built properties that are suffering the same fate.So once again my friend I would suggest that you not paint an entire industry with such a broad brush and do take the time to educate yourself.

I think people suffer poor management, get non paying tenants in and then find they don't have the money to do the maintenance and rehab to keep good tenants in place, they lower their rents and their standards and things spiral down until they just let it go.  

Every lender I have worked with about 20 of them will use your tax returns. ( I am self employed) They go by the bottom line on your tax return, your AGI and add back in mortgage interest and depreciation to calculate your yearly income.If you have a property paid off but cant show the income to pay it back they wont loan you a penny, I am in the situation and its blows.