He has asked me to get some sort of key man policy that would cover the balance of the loan in the event of my disability.

Why did they do this.. was it some sort of consumer fraud protection  IE they feel they needed to protect the public.. was it the NAR lobbying.. 

You must have some sort of secondary egress if there is a living quarters -- either a door or an egress window.There is pretty standard wording in P&S agreements that all work has been properly permitted. 

That is excellent advice as I do plan on scaling and would want that sort of protection.

I think that comes from the stereotypical picture we have of the pushy and obnoxious salesman who just won't take no for an answer... or maybe the sort of "snake oil" approach that many internet marketers take.

Welll, on Every purchase you sort of assume the seller purchased title insurance, but so what......it doesn’t protect you at all. 

And yes, Colombia is an awesome country to live and invest in and you can definitely get that sort of return.You're welcome. 

It is sort of implied that an attempt is made to be fair.Submeters will prevent tenants from complaining about other tenants' water usage which is worth something.  

I've never even looked on Craigslist and never will, there is way too much garbage to sort through.

Is there some sort of Arbitrage vs.