A credible appraisal would likely present both income and sales comparison approaches, with the primary being the income.

@Vik D.We used retain earnings in our primary business (a CCPC)  as startup capital for our real estate venture (a separate company, which in-turn holds our Canadian real estate assets and 100% ownership in a U.S.A.

However, the primary house on that lot I would place at over 10,000'. 

Hows it going BP? New to BP other than viewing the Podcast. I'm still new to real estate and consider myself in the education stage. I recently moved to the Augusta, Ga area from Northern Virginia and I'm originally f...

The biggest deal is we've been able to upgrade our primary home thru flipping and now have a considerable equity in it.

You can talk to a private investor, but not sure I see a big enough profit in your deal to take it on.Start living like no one else does, get a second job or a better job, so you can save $20-30K and you can make this happen.I've had to pass on two deals 'cause I didn't have the cash to put 'my skin in the game' (just put $70k into buying a primary residence).

If I own 4 rental properties, could I still co-sign on a 5th property under my wife’s name for a primary residence?

Or is it considered a primary residence in anyway?

I honestly wish I would have stumbled across BP 6 months ago before purchasing my primary residence.

I daresay that then, your current two properties would fare at least as badly as your carefully researched next primary will.