I have the occasional one that leaves after 1 year but if your goal is to buy rentals then the more you get the placement fee will become less critical as the whole portfolio will average out most tenants staying for multiple years. 

And, if so, did you go to multiple banks?

So far I have liked having a separate deal finder and property manager, so that I can have the opinion of multiple people before purchasing a deal.In your experience, is it better to keep these roles separate?

My main advantage is that when I get the Seller on the phone I have multiple options when it comes to income. 

Sacramento is a great market for multiple reason... rent growth rent triple the national average, plenty of appreciation coming from Bay Area migration of millennials, tech companies moving out here and tech employees from the Bay Area working remotely out here, and if the high speed rail project gets completed in the next 10-20 years and connects Sacramento to SF in less than an hour the Sacramento market will absolutely EXPLODE.Plus, beginning investors like the idea they can go and visit the property any time they want, specifically in an emergency situation.

Tracking multiple opportunities and following up on ones that may decrease in pricing, or a neighbor who knows a guy moving, etc. 

@Dardine Eduardo Soto yes there is a ton to learn in real estate and much of it is available here in multiple forms.

Her home is in a VERY good location next to the best elementary school in the area, next to (but not too close to) a major highway that goes straight into Destin (major tourist/shopping beach town), and on a half-acre lot.

Additionally, has anyone used multiple self directed ira’s (meaning from multiple investors) on one property?

That said a friend who has multiple properties told me you can't have a range, so you can have a cooktop and microwave/convection oven and be code-compliant.