The city/county agency approving the subdivision requires this.  

Lastly, there are a plethora of property types to invest in across this great country of ours including the following:Retail, Commercial, Multi-family, Hotel, Self-storage, Industrial and Mobile homes.

Mobile friendly! 

The NAR is NOT an agency representing consumers or home sellers, or home buyers.  

You work for a listing agency and are wholesaling on the side? 

I can tell you though that I've gotten the best rates from Joe Tillman Agency, a Farmer's agent.  

I'm working on a project right now (non-residential) and we will be structuring the payments so they get 50% of the money for a particular task once its started and then the remaining when that task is 100% complete.You could specify that you'll pay a mobilization cost which is up front but it is not to exceed 10% of the total job- that way they can't really take your money and run.

Getting funding on a property that has a stick built house and a mobile home seems almost impossible.

That would indicate to me that investing is a low priority since your income level is not very high indicating you should be able to be mobile employment wise.

Here is some more info on each of these products: HOMESTYLE RENOVATION: Product Overview Combines home purchase or refinance (limited cash out) with home improvement financing in one loan with one closingProvides a convenient way for borrowers to make renovations, repairs, or improvements totaling up to 50% of the "as-completed" appraised value of the property with a first mortgage, rather than a second mortgage, HELOC, or other more costly financing method.Funds can be used for repairs or renovations that are permanently affixed and add value to the property.Primary residences as well as second homes and investment properties are eligible.NO MOBILE/MANUFACTURED HOMESRequired LTV's: Primary Homes:-1-4 Units-620 FICO Minimum (660 High Balance)-95% LTV 1 Unit-85% LTV 2 Unit-75% LTV 3-4 Unit- Minimum 680 Credit scoreSecond Homes -1 Unit - 90% LTV -700 FICO Minimum Investment Properties:-1 Unit - 85% LTV Purchase Only (75% LTV Limited Cash Out)- 720 FICO Minimum-2-4 Unit Investment Properties - NOT ALLOWED WITH THIS PRODUCT!