I recently read "The Value of Debt" and loved that book.

The question you need to be asking is, how much will it rent for and how much cash flow do I keep after expenses and debt service.

Has anyone come across a crowdfunding site which offers diversified "REIT style" investments as debt only?

Pay roughly the same and have 3 ductless split systems installed in the house with one main unit and 2 cartridges (1 for each bedroom)3.

Also, when calculating my expenses using the 50% rule, that gave me $1775 to cover my debt service ($1229.08).

Can I ask what made you choose north Minneapolis to start your search or your main focus for investing?

I would also say that there is good debt versus bad debt. 

However, the Verizon rep did warn us that if internet service is slow in our area (which in general it is), that other households may also rely on LTE hotspots as their main internet source and this may slow down service all around :(  I guess this is a temp. solution until we get Comcast internet installed (or AT&T internet improves from a current snails-pace of 3 megabytes per second).  

Usually it got two main problems.

All of this is still within the free interface of podio, i have been using it for nearly 2 years now with being a realtor and have added over 10,000 contacts to my CRM workspace i created in podio...One of the main reasons i played with podio lastnight in regards to tracking my rentals over excel, was i dont know how you can add receipts and documents to excel so you can track papers per property....This is a feature i have been using heavily with the podio app on my phone lately, i have been uploading the documents when a client makes an offer to the CRM, which stores them to an organized google drive, as well on my realtor expenses side i have been using it to store all my receipts and random pictures i need to store in regards to my realtor business.. these get tagged with a date and time and i dont have to go searching for them on my google drive.