I know that in the past all held security deposits needed to be stored in their own dedicated TRUST bank account in Missouri.

My partner would be the one carrying the loan.

That was what I intended to use the HELOCs for as well, not longterm loans.

Moreover, I’ve noticed a concerning pattern where the agent consistently failed to secure homes we bid on previously, despite my trust in her expertise.

Yes you can sell it, you will need to record the land contract with the county to show your equitable interest and make sure in the land contract it gives the ability to sell the property for more than the loan amount and the current owner will oblige to execute the documents as part of receiving the money.

Furthermore, I could've sworn appraisals are done when you have some level of construction documents so that a bank can loan you appropriately.

If a seller is offering $10k in assistance but the PP is only $189k on conventional a loan with only 3% contribution allowed, what are all the options for the for any of the left over contributions after. paying closings costs ?

Aunt A, sister of parent A, helped co-signed to improve the chances of getting the loan approved and made no monetary contribution.

We are in the position to buy all cash but not sure if should go that route or so something like 50% cash and 50% loan.

Intitutional people like us are going to struggle with a $50K loan.