![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2955675/small_1712280043-avatar-charlesp293.jpg?twic=v1/output=image&v=2)
14 May 2024 | 6 replies
We are all different due to life experiences, skills we have learned, and our individual strengths and weaknesses.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3008368/small_1714340537-avatar-nathanl326.jpg?twic=v1/output=image&v=2)
15 May 2024 | 4 replies
Outside of real estate, we enjoy traveling, sports, and learning.Excited to learn and connect with you all!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3022872/small_1715718736-avatar-teylors1.jpg?twic=v1/output=image&v=2)
15 May 2024 | 2 replies
Good Afternoon,My name is Te'ylor and I am looking to learn and expand my knowledge about real estate investing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3016392/small_1715632828-avatar-ryanj568.jpg?twic=v1/output=image&v=2)
15 May 2024 | 5 replies
Hello everyone, I'm excited to be apart of this community and to learn about real estate investing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2769298/small_1695341499-avatar-alvaros21.jpg?twic=v1/output=image&v=2)
15 May 2024 | 11 replies
I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3017132/small_1715172068-avatar-christinas253.jpg?twic=v1/output=image&v=2)
15 May 2024 | 11 replies
BP is fantastic resource for learning and networking.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2619781/small_1695082484-avatar-kellip22.jpg?twic=v1/output=image&v=2)
14 May 2024 | 7 replies
They know what they are doing and price the job accordingly.Over time, you'll meet a general contractor and/or a handyman who you like and can help out as an individual, but in general I just use the skill-specific established companies.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/206687/small_1621433189-avatar-daniellee823.jpg?twic=v1/output=image&v=2)
16 May 2024 | 24 replies
Agreed, still learning to navigate the site and catching up on podcasts!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3001849/small_1714597490-avatar-jerryr123.jpg?twic=v1/output=image&v=2)
14 May 2024 | 7 replies
I am hoping to find individuals that will help me with this endeavor.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/965364/small_1711684652-avatar-anthonyb220.jpg?twic=v1/output=image&v=2)
15 May 2024 | 2 replies
Thanks in advance for your help—I’m looking forward to learning from you all!