So revised plan, the product you want/need does exist.

I know Meridian bank offers a product like that but often the problem is that it needs to be non-owner occupied for hard money.

@Nidal DaraisehUS Bank has a construction to perm loan product.

Try to find a product that has an add value ability from the exterior items, the interior concept including washer and dryer location.

Or what financial products should I use?

@Ilya Aksenov the FHA 223(f) loan product is used for multifamily units over $1Mil.

A commercial greenhouse can product about $50,000 a year in income.  

That's how Vegas was going when 2008 hit, and everyone had to walk away, leaving ghost towns of framed and finished homes that they couldn't even give away!

There is a software program; Find Motivated Sellers Now offered by Kent Clothier & Chris Richter and his group and now what appears to be a competing product from Cameron Dunlap called; Vacant House Data Feed.Anyone have an experiences with either of these software programs and how have those experiences been?

FHA's website states: "Minimum credit score requirements for FHA home loans depend on which FHA loan product the applicant needs.