Their adjuster agreed to our estimate of $52,000 in damage; however, my client has an ACV only policy and USLI is depreciating it $8,000. 

Maybe a little low - however since we are building and I know the quality of materials we are using I have a good handle on how long they will last/cost to replace etc.If they are new builds I think most of what you would put there depends on the quality of materials used, quality of construction and the types of things that will start to wear out first based on your weather etc.Roofing, siding/windows, water heaters, appliances, exterior paint, etc are what I would foresee needing attention and the largest expenditures as time moves on (and for those of us in hail prone areas  - the random damaging hail storm)If I follow the new construction route for an extended period of time I'd plan on selling around the 10-15 year mark so I avoid the maintenance issues that will likely start popping up around then.We will use SmartSiding which has a 50 yr warranty, Smart trim and if my partner can get a hookup on some discount or odd lot Class IV impact resistant shingles we'll be using those on the roof.  

Third, have a good contract (yes, it's smooth not to have earnest money, but does that open you up for all damages under law, as opposed to damages equaling your earnest money deposit?).  

I use a 12 inch ruler in the photos next to damages such as carpet stains, repaired holes in doors if they are still visible, bent window blinds, discolored fireplace brick, etc. 

Landlords who do not provide adequate coverage of smoke detectors and ensure their operation are running the risk of substantial liability as well as risking property damage.

I'm really not sure what they could possibly carry and then store up there that would cause structural damage. 

Cheap white range and fridge.All will be working and a safe property but you need to limit the damage that can be done

If not this is very bad as if you wanted later on to get damages or anything else this tenant likely does not  have the full capacity to enter into a lease agreement to begin with.Just sounds like a tenant that is too much of a headache in the long run than for what it is worth.I used to want to save the world but now just want headache free investments that make me money.Hope it works out for you.

Your third scenario:  You will recoup damages for the shelves. 

This callous act causes severe damage to a renter's future ability to secure a decent shelter for their families.It seems to be a statement of class preference versus actual qualification.